I just spent my Friday night creating a spreadsheet for our holidays for 2017. We have 7 international holidays planned and a few camping/hiking trips within the UK here and there. Every single penny we will earn in 2017 is accounted for. This includes paying off debt, bills, travelling and saving for a home. Does … Continue reading Friday Night Budgeting
This weekend I returned from a 4 day trip in Barcelona where I had an amazing time. I have done a fair bit of travelling this year, all without breaking the bank, and will do a bit more of travelling next year - all while paying off our debts and saving for a deposit. I … Continue reading Travelling on a Budget
Deciding to clear our debts and start a massive finance overhaul might have not been the cleverest thing to do right before Christmas, but the way we see it is - if we make through Christmas we will make it through everything! Christmas 2016 will be the first Christmas we spend at our first flat … Continue reading Debt Free Christmas: is it possible?
So now that we know what we want to do the "how?" comes into play. How are going to clear our debts and save for a deposit in 2 years? I think a main thing to have in mind is that everyone's journey is different and people have different priorities. We are a couple in … Continue reading Debt Free: the plan
As you might have read in this post we are starting to pave the way to becoming debt free and to own our own property. First things first - the debts. We currently have: ~ £7800 for a personal loan (furniture for our first flat) ~ £600 in credit card debt We already cleared £550 … Continue reading Debt Free Plan: the debts
It has been a couple of months since I last posted here and a few things have happened - I started a new (permanent) job and also a Masters degree. Things have been hectic, to say the least, and I have been having a hard time remaining true to myself and finding time to focus … Continue reading Road to Debt Free