Travelling on a Budget

This weekend I returned from a 4 day trip in Barcelona where I had an amazing time. I have done a fair bit of travelling this year, all without breaking the bank, and will do a bit more of travelling next year - all while paying off our debts and saving for a deposit. I …

Debt Free Christmas: is it possible?

Deciding to clear our debts and start a massive finance overhaul might have not been the cleverest thing to do right before Christmas, but the way we see it is - if we make through Christmas we will make it through everything! Christmas 2016 will be the first Christmas we spend at our first flat …

Debt Free: the plan

So now that we know what we want to do the "how?" comes into play. How are going to clear our debts and save for a deposit in 2 years? I think a main thing to have in mind is that everyone's journey is different and people have different priorities. We are a couple in …

Debt Free Plan: the debts

As you might have read in this post we are starting to pave the way to becoming debt free and to own our own property. First things first - the debts. We currently have: ~ £7800 for a personal loan (furniture for our first flat) ~ £600 in credit card debt We already cleared £550 …